body,th,td {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	color: #333333;
	font-size:12px
	}
body {	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	padding: 0px;
	background-image:url(images/HeadBgrd.gif); 
	background-position:top;
	background-repeat:repeat-x ! important 
}
p {margin-bottom:3px}
a:link {color:#003366;
text-decoration:none}
a:visited {color:#003366;
text-decoration:none}
a:hover {color: #FF3300;}
a:active {color:#FF0000;
text-decoration:none}

HR {
border: none 0; 
border-top: 1px solid #999966;/*the border*/
height: 1px;/*whatever the total width of the border-top and border-bottom equal*/
}

.leftNavigBgrs {background-image:url(images/bgrd-left.gif);
background-repeat:repeat-y;
background-position:left top}

.topleftHeader {background-image:url(images/HeadBgrd2.gif);
background-position:top;
background-repeat:repeat-x}
.footer {background-image:url(images/midBlack.gif);
background-position:top;
background-repeat:repeat-x;
font-size: 10px;
color: GrayText;}
.footer a:link {
color: GrayText;}
.footer a:visited {
color: GrayText;}
.footer a:hover {
color: #005555;}

.footerTxt {
font-size: 10px;
color: ThreedDarkShadow;}

.rightTxt {
font-size: 9px;
color: ThreedDarkShadow;
display: block;
margin-bottom: 8px;
 text-align: right;
}

h1 {font-family:Geneva, Arial, Helvetica, sans-serif;
color:#005555;
font-size:18px;
line-height:18px}
h2 {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	color:#003366;
	font-size:16px;
	line-height:16px;
	margin-top: 0px;
	margin-bottom: 0px;
}
h3 {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	color:#8e8f5d;
	font-size:16px;
	line-height:16px;
	margin-top: 0px;
	margin-bottom: 8px;
	text-align: left;
	font-weight: normal;
}
h4 {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	font-size:18px;
	color:#003366;
	margin-bottom:10px;
	font-weight: bold;
	border-bottom-style: solid;
	border-bottom-width: 2px;
	border-bottom-color: #999966;
}

h5 {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	color:#003366;
	font-size:14px;
	line-height:14px;
	margin-top: 0px;
	margin-bottom: 0px;
}
h6 {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	color:#000000;
	font-size:12px;
	line-height:12px;
	margin-top: 0px;
	margin-bottom: 0px;
}
.border {
	border-bottom-style: solid;
	border-bottom-width: 2px;
	border-bottom-color: #999966;
}
  li {
	list-style-position: outside;
	margin-left: 0px;
	list-style-image: url(images/squ-blue.gif);
	}
  li a:link {
	color:#003366;
}
  li a:visited {
	color:#003366;
}
  li a:hover {
	color:#ff0000;
}
  ol li {
	list-style-position: outside;
	list-style-image: url(images/squ-khaki.gif);
	margin-top: 5px;
	padding-left: 5px;
}

ul li {
	list-style-position: outside;
	list-style-image: url(images/squ-blgr.gif);
	margin-top: 0px;
	padding-left: 5px;
	color: #333333;
	font-weight: normal;}
	
ul ul li {
	list-style-position: outside;
	list-style: square url(images/blue_bullet.gif);
	margin-top: 0px;
	padding-left: 5px;
	color: #333333;
	font-weight: normal;}
textarea{BORDER: 1px solid #999999; PADDING-RIGHT:1px; PADDING-LEFT:1px; FONT-SIZE:11px; COLOR:#666666; font-family: Geneva, Arial, Helvetica, sans-serif;
}
select {BORDER: 1px solid #999999; PADDING-RIGHT:1px; PADDING-LEFT:1px; FONT-SIZE:11px; COLOR:#666666; font-family: Geneva, Arial, Helvetica, sans-serif; 	height: 10px; }

.bolded {
	color: #003366;
	font-weight: bold;
}
.sitemap {
	display: list-item;
	padding-left: 18px;
	font-size: 12px;
}
.sitemap a:link {
	display: list-item;
	color: #777777;
	text-indent: 0px;
	list-style-image: url(images/squ-khaki.gif);
	list-style-type: none;
	list-style-position: outside;
}
.sitemap a:visited {
	display: list-item;
	color: #777777;
	text-indent: 0px;
	list-style-image: url(images/squ-khaki.gif);
	list-style-type: none;
	list-style-position: outside;
}
.sitemap a:hover {
	display: list-item;
	color: #003366;
	text-indent: 0px;
	list-style-image: url(images/squ-blue.gif);
	list-style-type: none;
	list-style-position: outside;
}

.cellTitle {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	font-size:16px;
	color:#003366;
	text-align:center;
	margin-bottom:10px;
	font-weight: bold;
}
.cellTitle a:link {
	color:#003366;
}
.cellTitle a:visited {
	color:#003366;
}
.cellTitle a:hover {
	color: Red;
}
.cellTitleWhite {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	font-size:16px;
	color:#ffffff;
	text-align:center;
	margin-bottom:10px;
	font-weight: bold;
}

.info {
	font-family:"Times New Roman", Times, serif;
	font-size:20px;
	color:#003366;
	font-weight:bold;
	text-indent: 50px;
	}
.info a:link {
	color:#003366;
	}
.info a:visited {
	color:#003366;
	}
.info a:hover {
	color: Red;
	}
	.hinfo{
	color: #8E8F5D;
		font-size: 14px;
		font-weight: normal;
	}
.next {
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	color:#999966;
	font-size: 9px;
	font-weight: bold;
	}
.navigRight {
	color: #E8E8CC;
	font-size: 14px;
	font-weight: bold;
	background-color: #004444;
	border-bottom: thin solid #999966;
}
.navigRight a:link {
	color: #E8E8CC;
	font-size: 14px;
	font-weight: bold;
	background-color: #004444;
	border-bottom: thin solid #999966;
}
.navigRight a:visited {
	color: #E8E8CC;
	font-size: 14px;
	font-weight: bold;
	background-color: #004444;
	border-bottom: thin solid #999966;
}
.navigRight a:hover {
	color: #E8E8CC;
	font-size: 14px;
	font-weight: bold;
	background-color: #004444;
	border-bottom: thin solid #999966;
}
.navig {
	font-size: 11px;
	line-height: 16px;
	text-indent: 14px;
}
.navig a:link {
	display: block;
	margin-left: 2px;
	margin-right: 2px;
	margin-top: 3px;
	line-height: 16px;
	text-indent: 14px;
	background-image: url(images/shim.gif);
	background-position: top left;
	background-repeat: no-repeat;
   border-bottom: 1px solid #CCCCCC;
}
.navig a:visited {
	display: block;
	margin-top: 3px;
	line-height: 16px;
	background-image: url(images/shim.gif);
	background-position: top left;
	background-repeat: no-repeat;
   border-bottom: 1px solid #CCCCCC;
}
.navig a:hover {
	display: block;
	color: #003366;
	line-height: 16px;
	background-image: url(images/Arrow-red-fw.GIF);
	background-position: top left;
	background-repeat: no-repeat;
}
li.navig {
	margin-left: 4px;
	list-style-type: none;
	list-style-image: url(images/shim.gif);
	list-style-position: outside;
	color: #333333;
	font-weight: normal;
	margin-right: 2px;
	margin-top: 3px;
	border-bottom: 1px solid #CCCCCC;
	line-height: 16px;
}
li.navig a:link {
	list-style-image: url(images/shim.gif);
	list-style-position: outside;
	color: #333333;
	font-weight: normal;
	list-style-type: none;
	}
li.navig a:visited {
}
li.navig a:hover {
	color: #003366;
}
ol li.navig {
	list-style-position: outside;
	color: #333333;
	font-weight: normal;
	}

.progrTable {
	border: 1px solid #999999;
	padding: 0px;
	}
h6.progrTable {
	color: White;
	margin: 0px;
	font-size: 14px;
	text-align: center;
	border: 0px;
}
.redArrowTitle {
	background-image: url(images/Arrow-red-fw.GIF);
	background-position: left top;
	background-repeat: no-repeat;
	padding-left: 15px;
	color: #003366;
	font-weight: bold;
}

.blueBullet {
	background-image: url(images/blue_bullet.gif);
	background-position: left top;
	background-repeat: no-repeat;
	padding-left: 15px;
}
.pictureLeft {
	background-color: #003333;
	display: block;
	padding: 5px;
	float: left;
	margin: 0px 10px 5px 0px;
}
.table{	margin-left: 0em;
	}
}
li.table {
	margin: 0em;
	list-style-image: url(images/blue_bullet.gif);
	list-style-position: outside;
}
ol li.table {
margin: 0em;
	list-style-image: url(images/squ-red.gif);
	color: #333333;
	font-weight: normal;
	}
ul li.table {
	list-style-position: outside;
	list-style-image: url(images/squ-blue.gif);
	}
.benefit {
		display: block;
		border-left: thick solid Red;
		background-color: #efefef;
		padding: 4px;
	}
.benefit ol li{
	list-style-image: url(images/squ-red.gif);
	margin: 0em;
	color: #333333;
	font-weight: normal;
	}
.disadvantage {
		display: block;
		border-left: thick solid #003366;
		background-color: #efefef;
		padding: 4px;
	}
.disadvantage ol li{
	list-style-image: url(images/squ-blue.gif);
	margin: 0em;
	color: #333333;
	font-weight: normal;
	}
.readMore {
	color: #999966;
	display: block;
	float: right;
	background-image: url(images/arrow-point-r.gif);
	background-position: right;
	background-repeat: no-repeat;
	padding-right: 20px;
	font-size: 11px;
}
.readMore a:link {
	color: #999966;
	display: block;
	float: right;
}
.readMore a:visited {
	color: #999966;
}
.readMore a:hover {
	color: #ff0000;
}
.style_first_letter {
}
.homeBan {
	display: block;
color: #8e8f5d;
	font-variant: small-caps;
	line-height: 18px;
height: 167px;
	background-image: url(images/MortgageLoan.jpg);
	background-position: right top;
	background-repeat: no-repeat;
	font-weight: bold;
}